11/02/2009

Insure yourself just like you employed yourself

If you don't work in a company or don't represent any enterprise, you should not think you don't need a health insurance. You may find lots of excuses not to have one but in reality there is only one problem that can be the cause stopping you from getting an insurance - that is , of course, money. It may not be your number one priority as sometimes hundreds of dollars is something you need to gather together to spend on the health insurance but let us be totally honest with you. You need it. Everybody needs one. When you don't have the insurance, you are counting on God and praying not to get ill but if it actually happens you pay all the possible expenses yourself. So maybe it is better somebody takes cares of you and grants you the hope that even if something happens, you won't be alone to cope with the bills.

Don't be afraid of having this idea in your head. It is a rational idea. The major thing here is to know what you are doing. You can always find a reasonable price and an insurance company that will be willing to offer you a good discount.

There always are opportunities and special case offers. There are many low income families around the country and there is a special healthcare program made for them. Self-employed people can be considered a part of a category that allows a special offer on insurance services. You should check all the rates with the Health and Human Services office to know exactly what there is in store for you. In accordance with you income any insurer can offer you something different. You just have to make the right choice. That is up to you.

But some USA states are known to have high eligibility standards especially those than provide citizens with help on premiums. But there is always a way out. If you join a state health insurance plan there is a possibility you family might get the check discounted. You will be able to obtain a reduced price healthcare offer on health care and health insurance through your Chamber of Commerce, Small Businessmen's Association, even AAA auto clubs or fraternal organizations.

You could also join a medical club. For the minimal payment of not more than 50 dollars, you will be eligible to a discount of 25% and more on medical treatments, prescriptions and doctor visits. But you have to be present at member vendors for that. It is a must. You can search the nearest medical club via internet. It is also advised to pay attention to feedback on each site you happen to visit.

Cheap health insurance is a matter of time. We don't want to promise you anything but we are almost 100% sure you can find anything you want to find if you put your mind into it. When you are self-employed one of the best options seems to be a personal fee-for-service health insurance. For 100 dollars a month you can get a good cheap health insurance plan if you don't rush and take your time on the internet. You can apply through the internet and receive the news about your coverage within a day. It is fast, reliable and cheap ... and it keeps you safe and secured. So what can possibly be better?

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